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AI and Business Loans: Still Our Servant, Not Yet Our Master.

By James Chittenden Fortunately, AI is still our servant and not our master, at least for the time being.  For a long time, AI was of poor quality and unreliable. Then it rapidly became quite good, and available to everyone with a Wi-Fi connection and mobile device. Its proliferation offers opportunities and hazards. One fantastic development is the Read More

How Small Businesses Can Stay Relevant With Creative Marketing

By Derek Goodman Small business owners face a familiar challenge: staying visible and interesting without burning time or budget. The good news is that creativity is not about flashy stunts or constant reinvention. It’s about making thoughtful, human choices that keep your marketing feeling alive and relevant. Key Points Fresh marketing comes from small experiments, Read More

Local Businesses and Economic Change: Practical Ways to Stay Steady When the Ground Moves

By Derek Goodman Local businesses everywhere—from corner bakeries to neighborhood garages—face the same truth: economic conditions shift, sometimes slowly, sometimes overnight. Adaptable owners tend to stay ahead, not by guessing the future, but by building habits and systems that absorb shocks. Business planning leads to business preparation. Plan for economic downturns. Key Points Think community-first, Read More

Digital Presence Isn’t Optional — It’s Operational

By Derek Goodman. In a town where your storefront catches only a few hundred eyes a day, your digital presence has the power to multiply that visibility tenfold, or more. But “going digital” isn’t about chasing algorithms or plastering your name across social media. It’s about being findable, believable, and relatable in the exact moments Read More

How BRICS may HELP your business in the U.S.

What if the U.S. dollar was no longer the world's dominant currency?

By James Chittenden BRICS is an economic and political alliance between several countries that seeks to create a new currency while ending the worldwide dominance of the U.S. dollar. BRICS, which is shorthand for Brazil, Russia, India, China, and South Africa, has formed this alliance to increase their economic power while limiting the ability of Read More