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The Paycheck Protection Program has reopened, effective the week of January 11 2021 for new borrowers and certain existing PPP borrowers. This round of the PPP prioritizes millions of Americans employed by small businesses by authorizing up to $284 billion toward job retention and certain other expenses through March 31, 2021, and by allowing certain Read More
In generations past, getting a business loan was a painful experience if the bank didn’t know or trust you. If you were old enough to be in business before the mid-1990s, you may recall how formal the process was. You had to make an appointment with a loan officer, gather your financial statements and tax Read More
“If you can get people to work for you for free, you must be really good.” Founders should expect to work for free, without a salary, for an indefinite period of time, for something that has an 80 percent chance of failure. That is why most people won’t do it. Sure, some solopreneur founders will Read More
There are many disasters that can befall a business. Fire, flood, weather damage, and even mass shooting or terrorism can strike your business. You can’t usually predict disasters, but at least you can see a hurricane coming. In the event of a hurricane, you can often buy insurance up to 72 hours before projected landfall. Read More