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Guest Post by Derek Goodman, Inbizability Small businesses are buckling under the weight of COVID-19. Not only have nearly 100,000 businesses permanently closed since the onset of the pandemic, but 62 percent of small businesses fear the worst is yet to come. Under these conditions, it’s clearly a bad time to start a business. Or Read More
Everyone wants free money or loans, and owners of startups and small businesses have pursued imagined prizes of grants and easy loans for decades. In reality, free money to start a small business is very rare. However, the political environment is favorable for economic relief for small businesses and self-employed people. The biggest myth about Read More
The Paycheck Protection Program has reopened, effective the week of January 11 2021 for new borrowers and certain existing PPP borrowers. This round of the PPP prioritizes millions of Americans employed by small businesses by authorizing up to $284 billion toward job retention and certain other expenses through March 31, 2021, and by allowing certain Read More
In generations past, getting a business loan was a painful experience if the bank didn’t know or trust you. If you were old enough to be in business before the mid-1990s, you may recall how formal the process was. You had to make an appointment with a loan officer, gather your financial statements and tax Read More