By James Chittenden If your business has credit challenges, you are far from alone. According to the Federal Reserve, half of all business owners don’t qualify for traditional business loans due to bad credit scores. Online lenders offer small business loans to borrowers with credit scores of 600 and lower.  What is ROK Financial? ROK Read More

Through peer-to-peer lending, you may be able to obtain funding for your startup. Generally speaking, it is hard to obtain start up loans from banks. At Triumph Business Services, we highly recommend forming a corporation or LLC prior to starting a business or seeking financing for a business. Such a legal structure for a business Read More

What is an entrepreneur to do in order to find money? No matter what business you have created or what you are selling, it will require capital. Establishing your LLC or S or C corporation is just a start. Once the business is actually open, it is necessary to find money. A bank loan may Read More

I had a conversation with a wealthy married couple who wanted to borrow money to renovate two houses for quick resale. They were both financially savvy, and the wife was a talented decorator. At first, they asked about a mortgage to do this, hoping to hold the mortgages for a short period of time and Read More

A husband and wife team owned a plant nursery and garden store. The store was small, and located in a relatively upscale, established neighborhood. We saw each other from time to time when they came in to make deposits with the tellers. One day, they sat down with me and told me that they had Read More

Crowdfunding can be a misunderstood term and as a funding option, has not been nearly as widespread or readily available as believed. The concept seemed simple enough; large numbers of people could just fund your startup if they chose to. However, that notion of crowdfunding was not available because the U.S. Securities and Exchange Commission Read More