By James Chittenden In generations past, getting a business loan was a painful experience if the bank didn’t know or trust you. If you were old enough to be in business before the mid-1990s, you may recall how formal the process was. You had to make an appointment with a loan officer, gather your financial Read More

“If you can get people to work for you for free, you must be really good.” Founders should expect to work for free, without a salary, for an indefinite period of time, for something that has an 80 percent chance of failure. That is why most people won’t do it. Sure, some solopreneur founders will Read More

From OneClickAdvisor to you. Stay safe, comply with instructions from authorities and experts, keep your hands clean, and prepare for the inevitable recovery. It remains to be seen whether or not our worst fears about coronavirus come true. Or if the unprecedented measures in place slows the spread of the virus to a point where Read More

Images of rioting, looting and vandalism of businesses makes most of us angry. As you are no doubt aware, riots, vandalism and looting are a hazard that can strike any business without warning. Businesses in urban areas are especially vulnerable. These hazards can damage buildings, personal and business property, and can be personally dangerous to Read More

By James Chittenden Crazy ideas in the hands of imaginative people who know how to get things done can change the world. The biography of this once obscure government employee offers a road map to make yourself and your descendants wealthy and to make history. Yes, a side hustle can become a new industry. “Any Read More

“You can make your life whatever you want it to be” — Wally Amos Wally Amos isn’t the sort of entrepreneurial hero you are used to. He’s more like the rest of us. He didn’t start a tech empire from a dorm room at Harvard. He has little formal education, much less an MBA. His Read More

Novice business owners rarely price correctly. Many new businesses underprice in an effort to win new customers and community goodwill. Others price high, but fail to provide enough value to justify the price. Underpricing means a lot of work and expense for less revenue. It means you are underpaying yourself. You didn’t start your own Read More

By James Chittenden If you just lost a corporate job, or are about to, we are sorry for your misfortune. If this has been your career and you knew little else, this is a tough time. It is even worse if you have a family, and people depending on you. You are feeling pressure, rejection, Read More

If the coronavirus affects you, family, friends or employees, there is nothing more important than recovery. Coronavirus has halted social activity and commerce around the globe, fast. It is time to plan for the possibility that social activity and commerce will resume fast. Why? In China, coronavirus patients are recovering and resuming their lives. Temporary Read More

If you have a great boss and a satisfying, well-paying job that is 100 percent secure, stop reading now. Oh, you’re still here? Even if the above is true, your great boss could be replaced by a bad one at any time. Bad bosses are a major cause of employer turnover. According to a Gallup Read More