“Getting Things Done Through People Who Do Not Care” “The dark side puts up walls and has you believe that they are made of steel. In reality, they are made with paper mache”. –Colin Powell Think of the last time you achieved something significant. How did you do it? Do you remember the force you Read More

“Pete” owns and operates a well-established plumbing company, founded in the 1920s. Pete had about two dozen employees and was a fixture in his community and the local Chamber of Commerce. For many years, his business thrived, providing plumbing contracting services to the local public school district. In 2008, the collapse of the real estate Read More

“Johnny” founded an LLC. The LLC was to be an a.m. radio show that covered topics of music, nightlife, and the social scene in New York City. He was also planning an informational website in conjunction with the show with an e-commerce function that would sell promotional merchandise such as t-shirts, hats, key chains and Read More

“Ophelia” is a recently retired New York state corrections officer. I contacted her in advance of her incorporating her business. Her plans were to start a funeral home in the Queens borough in New York City. After listening to her plans, I described what her banking relationship should look like once she was incorporated. She Read More

I had a conversation with a wealthy married couple who wanted to borrow money to renovate two houses for quick resale. They were both financially savvy, and the wife was a talented decorator. At first, they asked about a mortgage to do this, hoping to hold the mortgages for a short period of time and Read More

I recently had a conversation with a friend who I will call Sheryl. What happened to her is common. Something similar may have happened to you. Sheryl works for a Fortune 500 corporation that manufactures and markets office supplies. She worked for them for a number of years and did well; receiving above-average evaluations, no Read More

When starting a business, a location is a very important factor in your marketing. Find the right place for your business according to considerations normal for your industry. For example, do you want to be near your competitors? Consider an arts district for example. The area itself is a destination, so art galleries are located close to each Read More

What Exactly is a PLLC? A Professional LLC, or PLLC is designed for licensed professions such as accountants, engineers, attorneys, architects, or doctors. LLCs allow for certain tax benefits and limited liability, but if a license is required, an LLC is not allowed. PLLCs allow these licensed but regulated professionals an opportunity to gain the Read More

Should you incorporate as a contractor? If you are a contractor, the first thing you need to do is decide if this is best for you. In most cases, it is. Why? Setting up a corporation or LLC offers many advantages and protections for contractors. The first reason is liability protection. A corporation is a Read More

On a late Saturday afternoon in June, 2016, employees at Orlando’s Pulse nightclub were preparing to open for the night. A DJ set up the booth and checked sound, bartenders prepped the bar area, the club was cleaned and ready to open. Neither employees nor patrons had any idea what was about to happen later that night. At Read More