There are many disasters that can befall a business. Fire, flood, weather damage, and even mass shooting or terrorism can strike your business. You can’t usually predict disasters, but at least you can see a hurricane coming. In the event of a hurricane, you can often buy insurance up to 72 hours before projected landfall. Read More

By James Chittenden Whether a shutdown, civil unrest, terrorism, or a natural disaster, there are huge rewards to a business continuity plan. Get back up and running fast after emergencies. Here is how. If you live in a disaster-prone area, invest in a little preparation.  For example, anyone who has spent years on the coast Read More

Images of rioting, looting and vandalism of businesses makes most of us angry. As you are no doubt aware, riots, vandalism and looting are a hazard that can strike any business without warning. Businesses in urban areas are especially vulnerable. These hazards can damage buildings, personal and business property, and can be personally dangerous to Read More

If the coronavirus affects you, family, friends or employees, there is nothing more important than recovery. Coronavirus has halted social activity and commerce around the globe, fast. It is time to plan for the possibility that social activity and commerce will resume fast. Why? In China, coronavirus patients are recovering and resuming their lives. Temporary Read More

How does it feel when a good situation rapidly turns uncertain? You may have had a steady paycheck, contract, or supply chain with a large “reliable” company, institution or government. After watching large gatherings, contracts and jobs vanish on short notice due to coronavirus, you are unlikely to ever take these things for granted again. Read More

Although we may not have met, you have our sympathies for loss of your job. It’s a shock and leaves you with a great deal of uncertainty and loss. It’s depressing. It sucks. But in the long term, the news is good. Life goes on. If your job caused dread and anxiety, that’s gone. If Read More

No doubt, this strange virus is causing a panic around the world. At a death rate of 2.5 percent, but with 82 percent of cases classified as “mild”, needing no medical intervention,  the actual number of deaths is low relative to active cases. However, airlines, governments, and millions of people are treating the coronavirus with Read More

When developing a business, don’t make the common mistake of omitting insurance. Some businesses are easier to insure than others, and it is often difficult to determine the exact amount of insurance needed. Almost anything can be insured. Actress Julia Roberts insured her smile for $30 million, singer Bruce Springsteen insured his vocal cords for Read More