“Improvise, adapt and overcome”is a line from the 1986 film Heartbreak Ridge, starring Clint Eastwood. In a bad economy, all a business needs to do is to improvise, adapt, and overcome. In other words, get creative and find ways around, under, over, or through barriers. Find the keys to success in a bad economy where Read More

By James Chittenden If you just lost a corporate job, or are about to, we are sorry for your misfortune. If this has been your career and you knew little else, this is a tough time. It is even worse if you have a family, and people depending on you. You are feeling pressure, rejection, Read More

If the coronavirus affects you, family, friends or employees, there is nothing more important than recovery. Coronavirus has halted social activity and commerce around the globe, fast. It is time to plan for the possibility that social activity and commerce will resume fast. Why? In China, coronavirus patients are recovering and resuming their lives. Temporary Read More

If you have a great boss and a satisfying, well-paying job that is 100 percent secure, stop reading now. Oh, you’re still here? Even if the above is true, your great boss could be replaced by a bad one at any time. Bad bosses are a major cause of employer turnover. According to a Gallup Read More

Our guest, and the author of this article is Jeffrey Skolnick, CPA, M.S. Taxation. The federal income tax filing date has been pushed back until July 15th. You are not required to file an extension or make any payments. No interest will be charged on payments normally due on April 15th. Some states have also changed the Read More

How does it feel when a good situation rapidly turns uncertain? You may have had a steady paycheck, contract, or supply chain with a large “reliable” company, institution or government. After watching large gatherings, contracts and jobs vanish on short notice due to coronavirus, you are unlikely to ever take these things for granted again. Read More

Although we may not have met, you have our sympathies for loss of your job. It’s a shock and leaves you with a great deal of uncertainty and loss. It’s depressing. It sucks. But in the long term, the news is good. Life goes on. If your job caused dread and anxiety, that’s gone. If Read More

In years past, options for financing your business were limited. Just a generation ago, your bank was the first of few stops available if you needed a business loan. If you were old enough to be in business before the mid-1990s, you may recall how formal it was. You had to make an appointment with Read More

No doubt, this strange virus is causing a panic around the world. At a death rate of 2.5 percent, but with 82 percent of cases classified as “mild”, needing no medical intervention,  the actual number of deaths is low relative to active cases. However, airlines, governments, and millions of people are treating the coronavirus with Read More

“Michael” owned an upscale sports car business. If you wanted to purchase a slightly-used Mercedes-Benz, Ferrari, Lamborghini, or Bugatti, Michael was your guy. If you wanted to customize your car with decals, mag wheels, or other “aftermarket” accouterments, call Michael. It could be a glamorous business, but it has a small, specialized market, not known Read More